Extreme difficulty in accessing debt finance in a timely and convenient way, even for the most successful African businesses. Drawn-out, repetitive, wasteful application processes, KYC, negotiations. All these kill time. Businesses are happy to pay a little more for concrete rates, easier application and quicker service.

Lending markets are not liquid enough across Africa. Syndication was expensive and slow, so only worked on big deals. Only then would the benefits of risk-sharing, transparency of progress and fractional access be gained by financiers. Vula reduces the expense and processing time of syndication, making it accessible for much smaller deals and a wider range of funders.

With Vula's AI-powered platform, lenders can alert and team up with partners they trust to leverage collective intelligence for pre-vetted deals, reduce redundancy and cost of KYC, and diversify risk through higher volume. Vula also captures impact data, enabling you to measure the tangible difference your investment makes.

Vula is inviting a select group of financiers to partake in our early access programmes in Tanzania and South Africa, with investment thresholds ranging from $5k to $50k.